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If International Liscing Bank forecast, the Bank of China (People's Bank of China), which represents the world's 1/5 population, will issue digital central banks ( Digital RMB).
. As one of the countries that started digital currency research earlier, relevant data show that as of September 2020, my country's digital RMB transaction volume has reached 4 billion (totaling 299 million US dollars) Essence
Since 2020, with the consumption scenario of digital RMB in Shenzhen, Suzhou, Xiong'an New District, Beijing and other places, it has repeatedly boarded the hot search digital RMB in people. Cognition has gradually become clear.
D digital RMB refers to the digital currency issued by the central bank. It belongs to the legal currency. The full English name is Digital Currency Payment (DCEP). It has a national credit endorsement and has unlimited legal repayment properties. In short, digital RMB is the digital replacement of RMB banknote. Its functions and attributes are the same as paper money, and they belong to cash (M0) in circulation.
Here, we first need to clarify two common problems: First, what is the difference between digital RMB and Alipay and WeChat payment? Second, what is the difference between digital currency, digital RMB and Bitcoin?
D digital RMB and Alipay and WeChat payment are essentially different. Digital RMB is the legal currency issued by the central bank of my country. It has the same legal effect as paper money. It is a real "money. "". And Alipay and WeChat payment are third -party mobile payment tools, but it is just a payment channel for legal currencies, which is equivalent to the role of "wallet". As for the connection between the two, Mu Changchun, director of the Digital Currency Research Institute of the People's Bank of China, said, "After the number of digital RMB is issued, we can still pay with WeChat and Alipay, but there is a central bank currency in the wallet." R. n
Bornly Born in 2009 (Bitcoin) is a private digital currency (also known as "virtual currency"). According to a large amount of calculations, it is issued by a large amount of calculations to rely on specific currency institutions issued by specific currency institutions. Different legal currencies, Bitcoin's payment function is limited. There is no clear currency anchor in the price. Its currency value depends on how much the participants and the hype of them. No sovereign country endorses Bitcoin. Digital RMB is a sovereign currency with national credit endorsement, which can ensure the stability of the value of the currency and have unlimited law.
In US Treasury Secretary Yellen said in an interview with the National Broadcasting Corporation's Business Channel (CNBC) on the 18th that Bitcoin is a "highly speculative asset", which has fluctuated in recent years. Great nature. To a certain extent for illegal financing, its application efficiency is low, and investors should be careful. Digital currencies may bring faster and lower cost payments, but many issues need to be studied, including consumer protection and cracking money laundering.
in recent years, the development trend of global economic digitalization has become increasingly obvious. Related data show that the size of the digital economy has continued to expand, accounting for GDP's proportion of GDP from 40.3%in 2018 to 41.5%in 2019. The contribution to the global economy has continued to increase, and it has become a new momentum for global economic development.
D digital currency is the cornerstone of the development of the digital economy, and it is also an important carrier for the development of various countries and regions in the digital economy era. It is an irreversible trend to develop the digital economy and promote digital development. Digital currencies will settle in the core position in the global digital economy competition, and to the issuance, circulation, settlement, and dependent asset transactions attached to the currency of various countries and regions. The system has brought great impact and influence.
otential countries have begun to join the competition of the central bank's digital currency research and development. A report by the International Clearance Bank (BIS) conducted a survey of 66 central banks around the world in 2020 showing that 80%of the central banks have started digital currency research and development, of which 40%entered the experiment and theoretical verification stage from the theoretical concept research stage; 10; 10; 10; 10; 10; 10; 10; 10 %Are already open and piloted for digital currency.
Thean of the European Central Bank governor said recently that he hopes to make digital euros a reality within 5 years. The European Union plans to invest 7.5 billion euros in the mid- and long -term budget from 2021 to 2027 to strengthen super supermarkets Computer, artificial intelligence, network security, and digital promotion to ensure European digital sovereign and digital economy competitiveness.
The central bank of China has gone at the forefront of the world's legal digital currency R
wholesale fashion jewelry flower earrings Welcome to follow: The neutral Steel
If International Liscing Bank forecast, the Bank of China (People's Bank of China), which represents the world's 1/5 population, will issue digital central banks ( Digital RMB).
. As one of the countries that started digital currency research earlier, relevant data show that as of September 2020, my country's digital RMB transaction volume has reached 4 billion (totaling 299 million US dollars) Essence
Since 2020, with the consumption scenario of digital RMB in Shenzhen, Suzhou, Xiong'an New District, Beijing and other places, it has repeatedly boarded the hot search digital RMB in people. Cognition has gradually become clear.
D digital RMB refers to the digital currency issued by the central bank. It belongs to the legal currency. The full English name is Digital Currency Payment (DCEP). It has a national credit endorsement and has unlimited legal repayment properties. In short, digital RMB is the digital replacement of RMB banknote. Its functions and attributes are the same as paper money, and they belong to cash (M0) in circulation.
Here, we first need to clarify two common problems: First, what is the difference between digital RMB and Alipay and WeChat payment? Second, what is the difference between digital currency, digital RMB and Bitcoin?
D digital RMB and Alipay and WeChat payment are essentially different. Digital RMB is the legal currency issued by the central bank of my country. It has the same legal effect as paper money. It is a real "money. "". And Alipay and WeChat payment are third -party mobile payment tools, but it is just a payment channel for legal currencies, which is equivalent to the role of "wallet". As for the connection between the two, Mu Changchun, director of the Digital Currency Research Institute of the People's Bank of China, said, "After the number of digital RMB is issued, we can still pay with WeChat and Alipay, but there is a central bank currency in the wallet." R. n
Bornly Born in 2009 (Bitcoin) is a private digital currency (also known as "virtual currency"). According to a large amount of calculations, it is issued by a large amount of calculations to rely on specific currency institutions issued by specific currency institutions. Different legal currencies, Bitcoin's payment function is limited. There is no clear currency anchor in the price. Its currency value depends on how much the participants and the hype of them. No sovereign country endorses Bitcoin. Digital RMB is a sovereign currency with national credit endorsement, which can ensure the stability of the value of the currency and have unlimited law.
In US Treasury Secretary Yellen said in an interview with the National Broadcasting Corporation's Business Channel (CNBC) on the 18th that Bitcoin is a "highly speculative asset", which has fluctuated in recent years. Great nature. To a certain extent for illegal financing, its application efficiency is low, and investors should be careful. Digital currencies may bring faster and lower cost payments, but many issues need to be studied, including consumer protection and cracking money laundering.
in recent years, the development trend of global economic digitalization has become increasingly obvious. Related data show that the size of the digital economy has continued to expand, accounting for GDP's proportion of GDP from 40.3%in 2018 to 41.5%in 2019. The contribution to the global economy has continued to increase, and it has become a new momentum for global economic development.
D digital currency is the cornerstone of the development of the digital economy, and it is also an important carrier for the development of various countries and regions in the digital economy era. It is an irreversible trend to develop the digital economy and promote digital development. Digital currencies will settle in the core position in the global digital economy competition, and to the issuance, circulation, settlement, and dependent asset transactions attached to the currency of various countries and regions. The system has brought great impact and influence.
otential countries have begun to join the competition of the central bank's digital currency research and development. A report by the International Clearance Bank (BIS) conducted a survey of 66 central banks around the world in 2020 showing that 80%of the central banks have started digital currency research and development, of which 40%entered the experiment and theoretical verification stage from the theoretical concept research stage; 10; 10; 10; 10; 10; 10; 10; 10 %Are already open and piloted for digital currency.
Thean of the European Central Bank governor said recently that he hopes to make digital euros a reality within 5 years. The European Union plans to invest 7.5 billion euros in the mid- and long -term budget from 2021 to 2027 to strengthen super supermarkets Computer, artificial intelligence, network security, and digital promotion to ensure European digital sovereign and digital economy competitiveness.
The central bank of China has gone at the forefront of the world's legal digital currency R